LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,746
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,982
−HK$1,256/mo
Today · 4.125%
HK$42,238
baseline
▲ 0.50% · 4.625%
HK$44,808
+HK$2,570/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,476/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,217
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,402
−HK$1,204/mo
Today · 4.125%
HK$46,606
baseline
▲ 0.50% · 4.625%
HK$49,062
+HK$2,456/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,212/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,695
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,178
−HK$1,508/mo
Today · 4.125%
HK$50,686
baseline
▲ 0.50% · 4.625%
HK$53,770
+HK$3,084/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,372/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,060
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,483
−HK$1,444/mo
Today · 4.125%
HK$55,927
baseline
▲ 0.50% · 4.625%
HK$58,875
+HK$2,948/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,854/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,644
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$57,375
−HK$1,758/mo
Today · 4.125%
HK$59,133
baseline
▲ 0.50% · 4.625%
HK$62,731
+HK$3,598/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$118,266/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,903
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,563
−HK$1,685/mo
Today · 4.125%
HK$65,248
baseline
▲ 0.50% · 4.625%
HK$68,687
+HK$3,439/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$130,496/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,542
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$73,768
−HK$2,260/mo
Today · 4.125%
HK$76,028
baseline
▲ 0.50% · 4.625%
HK$80,655
+HK$4,627/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$152,056/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,590
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$81,724
−HK$2,166/mo
Today · 4.125%
HK$83,890
baseline
▲ 0.50% · 4.625%
HK$88,312
+HK$4,422/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$167,780/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,638 · Scale 2, in force from 26 Feb 2026)