LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,747
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,984
−HK$1,256/mo
Today · 4.125%
HK$42,240
baseline
▲ 0.50% · 4.625%
HK$44,810
+HK$2,570/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,480/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,218
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,404
−HK$1,203/mo
Today · 4.125%
HK$46,607
baseline
▲ 0.50% · 4.625%
HK$49,064
+HK$2,457/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,214/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,697
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,180
−HK$1,508/mo
Today · 4.125%
HK$50,688
baseline
▲ 0.50% · 4.625%
HK$53,772
+HK$3,084/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,376/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,062
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,485
−HK$1,444/mo
Today · 4.125%
HK$55,929
baseline
▲ 0.50% · 4.625%
HK$58,877
+HK$2,948/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,858/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,646
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$57,377
−HK$1,759/mo
Today · 4.125%
HK$59,136
baseline
▲ 0.50% · 4.625%
HK$62,734
+HK$3,598/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$118,272/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,906
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$63,566
−HK$1,684/mo
Today · 4.125%
HK$65,250
baseline
▲ 0.50% · 4.625%
HK$68,690
+HK$3,440/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$130,500/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,545
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$73,771
−HK$2,261/mo
Today · 4.125%
HK$76,032
baseline
▲ 0.50% · 4.625%
HK$80,658
+HK$4,626/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$152,064/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,593
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$81,728
−HK$2,165/mo
Today · 4.125%
HK$83,893
baseline
▲ 0.50% · 4.625%
HK$88,315
+HK$4,422/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$167,786/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,665 · Scale 2, in force from 26 Feb 2026)