LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,748
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,985
−HK$1,256/mo
Today · 4.125%
HK$42,241
baseline
▲ 0.50% · 4.625%
HK$44,811
+HK$2,570/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,482/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,219
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,405
−HK$1,203/mo
Today · 4.125%
HK$46,608
baseline
▲ 0.50% · 4.625%
HK$49,065
+HK$2,457/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,216/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,698
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,181
−HK$1,508/mo
Today · 4.125%
HK$50,689
baseline
▲ 0.50% · 4.625%
HK$53,773
+HK$3,084/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,378/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,063
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,486
−HK$1,444/mo
Today · 4.125%
HK$55,930
baseline
▲ 0.50% · 4.625%
HK$58,878
+HK$2,948/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,860/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,647
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$57,378
−HK$1,759/mo
Today · 4.125%
HK$59,137
baseline
▲ 0.50% · 4.625%
HK$62,735
+HK$3,598/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$118,274/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,907
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,568
−HK$1,684/mo
Today · 4.125%
HK$65,252
baseline
▲ 0.50% · 4.625%
HK$68,691
+HK$3,439/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$130,504/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,547
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$73,772
−HK$2,261/mo
Today · 4.125%
HK$76,033
baseline
▲ 0.50% · 4.625%
HK$80,660
+HK$4,627/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$152,066/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,595
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$81,730
−HK$2,165/mo
Today · 4.125%
HK$83,895
baseline
▲ 0.50% · 4.625%
HK$88,317
+HK$4,422/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$167,790/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,680 · Scale 2, in force from 26 Feb 2026)