LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,751
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,987
−HK$1,256/mo
Today · 4.125%
HK$42,243
baseline
▲ 0.50% · 4.625%
HK$44,814
+HK$2,571/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,486/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,222
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,408
−HK$1,203/mo
Today · 4.125%
HK$46,611
baseline
▲ 0.50% · 4.625%
HK$49,068
+HK$2,457/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,222/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,701
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,185
−HK$1,507/mo
Today · 4.125%
HK$50,692
baseline
▲ 0.50% · 4.625%
HK$53,777
+HK$3,085/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,384/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,067
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,490
−HK$1,444/mo
Today · 4.125%
HK$55,934
baseline
▲ 0.50% · 4.625%
HK$58,882
+HK$2,948/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,868/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,651
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$57,382
−HK$1,759/mo
Today · 4.125%
HK$59,141
baseline
▲ 0.50% · 4.625%
HK$62,739
+HK$3,598/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$118,282/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,911
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,572
−HK$1,684/mo
Today · 4.125%
HK$65,256
baseline
▲ 0.50% · 4.625%
HK$68,696
+HK$3,440/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$130,512/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,551
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$73,777
−HK$2,261/mo
Today · 4.125%
HK$76,038
baseline
▲ 0.50% · 4.625%
HK$80,665
+HK$4,627/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$152,076/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,600
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$81,735
−HK$2,166/mo
Today · 4.125%
HK$83,901
baseline
▲ 0.50% · 4.625%
HK$88,323
+HK$4,422/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$167,802/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,722 · Scale 2, in force from 26 Feb 2026)