LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,752
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,988
−HK$1,256/mo
Today · 4.125%
HK$42,244
baseline
▲ 0.50% · 4.625%
HK$44,815
+HK$2,571/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,488/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,223
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,409
−HK$1,203/mo
Today · 4.125%
HK$46,612
baseline
▲ 0.50% · 4.625%
HK$49,069
+HK$2,457/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,224/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,702
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,186
−HK$1,507/mo
Today · 4.125%
HK$50,693
baseline
▲ 0.50% · 4.625%
HK$53,778
+HK$3,085/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,386/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,068
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,491
−HK$1,444/mo
Today · 4.125%
HK$55,935
baseline
▲ 0.50% · 4.625%
HK$58,883
+HK$2,948/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,870/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,652
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$57,383
−HK$1,759/mo
Today · 4.125%
HK$59,142
baseline
▲ 0.50% · 4.625%
HK$62,741
+HK$3,599/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$118,284/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,913
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$63,573
−HK$1,684/mo
Today · 4.125%
HK$65,257
baseline
▲ 0.50% · 4.625%
HK$68,697
+HK$3,440/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$130,514/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,553
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$73,779
−HK$2,261/mo
Today · 4.125%
HK$76,040
baseline
▲ 0.50% · 4.625%
HK$80,667
+HK$4,627/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$152,080/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,602
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$81,737
−HK$2,165/mo
Today · 4.125%
HK$83,902
baseline
▲ 0.50% · 4.625%
HK$88,325
+HK$4,423/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$167,804/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,736 · Scale 2, in force from 26 Feb 2026)