LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,753
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,990
−HK$1,256/mo
Today · 4.125%
HK$42,246
baseline
▲ 0.50% · 4.625%
HK$44,817
+HK$2,571/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,492/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,225
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,411
−HK$1,204/mo
Today · 4.125%
HK$46,615
baseline
▲ 0.50% · 4.625%
HK$49,072
+HK$2,457/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,230/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,704
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,188
−HK$1,508/mo
Today · 4.125%
HK$50,696
baseline
▲ 0.50% · 4.625%
HK$53,780
+HK$3,084/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,392/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,070
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,494
−HK$1,444/mo
Today · 4.125%
HK$55,938
baseline
▲ 0.50% · 4.625%
HK$58,886
+HK$2,948/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,876/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,655
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$57,386
−HK$1,759/mo
Today · 4.125%
HK$59,145
baseline
▲ 0.50% · 4.625%
HK$62,744
+HK$3,599/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$118,290/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,915
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,576
−HK$1,684/mo
Today · 4.125%
HK$65,260
baseline
▲ 0.50% · 4.625%
HK$68,700
+HK$3,440/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$130,520/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,556
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$73,782
−HK$2,261/mo
Today · 4.125%
HK$76,043
baseline
▲ 0.50% · 4.625%
HK$80,670
+HK$4,627/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$152,086/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,605
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$81,740
−HK$2,166/mo
Today · 4.125%
HK$83,906
baseline
▲ 0.50% · 4.625%
HK$88,329
+HK$4,423/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$167,812/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,765 · Scale 2, in force from 26 Feb 2026)