LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,754
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,991
−HK$1,256/mo
Today · 4.125%
HK$42,247
baseline
▲ 0.50% · 4.625%
HK$44,818
+HK$2,571/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,494/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,226
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,412
−HK$1,204/mo
Today · 4.125%
HK$46,616
baseline
▲ 0.50% · 4.625%
HK$49,073
+HK$2,457/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,232/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,705
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,189
−HK$1,508/mo
Today · 4.125%
HK$50,697
baseline
▲ 0.50% · 4.625%
HK$53,781
+HK$3,084/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,394/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,071
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,495
−HK$1,444/mo
Today · 4.125%
HK$55,939
baseline
▲ 0.50% · 4.625%
HK$58,887
+HK$2,948/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,878/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,656
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$57,387
−HK$1,759/mo
Today · 4.125%
HK$59,146
baseline
▲ 0.50% · 4.625%
HK$62,745
+HK$3,599/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$118,292/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,917
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,577
−HK$1,685/mo
Today · 4.125%
HK$65,262
baseline
▲ 0.50% · 4.625%
HK$68,702
+HK$3,440/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$130,524/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,557
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$73,783
−HK$2,262/mo
Today · 4.125%
HK$76,045
baseline
▲ 0.50% · 4.625%
HK$80,672
+HK$4,627/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$152,090/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,607
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$81,742
−HK$2,166/mo
Today · 4.125%
HK$83,908
baseline
▲ 0.50% · 4.625%
HK$88,331
+HK$4,423/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$167,816/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,778 · Scale 2, in force from 26 Feb 2026)