LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,755
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,992
−HK$1,256/mo
Today · 4.125%
HK$42,248
baseline
▲ 0.50% · 4.625%
HK$44,819
+HK$2,571/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,496/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,227
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,413
−HK$1,203/mo
Today · 4.125%
HK$46,616
baseline
▲ 0.50% · 4.625%
HK$49,074
+HK$2,458/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,232/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,706
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,190
−HK$1,507/mo
Today · 4.125%
HK$50,697
baseline
▲ 0.50% · 4.625%
HK$53,782
+HK$3,085/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,394/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,072
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,496
−HK$1,444/mo
Today · 4.125%
HK$55,940
baseline
▲ 0.50% · 4.625%
HK$58,888
+HK$2,948/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,880/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,657
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$57,388
−HK$1,759/mo
Today · 4.125%
HK$59,147
baseline
▲ 0.50% · 4.625%
HK$62,746
+HK$3,599/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$118,294/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,918
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,578
−HK$1,685/mo
Today · 4.125%
HK$65,263
baseline
▲ 0.50% · 4.625%
HK$68,703
+HK$3,440/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$130,526/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,559
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$73,785
−HK$2,261/mo
Today · 4.125%
HK$76,046
baseline
▲ 0.50% · 4.625%
HK$80,673
+HK$4,627/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$152,092/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,609
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$81,744
−HK$2,166/mo
Today · 4.125%
HK$83,910
baseline
▲ 0.50% · 4.625%
HK$88,333
+HK$4,423/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$167,820/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,791 · Scale 2, in force from 26 Feb 2026)