LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,756
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,992
−HK$1,257/mo
Today · 4.125%
HK$42,249
baseline
▲ 0.50% · 4.625%
HK$44,819
+HK$2,570/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,498/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,228
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,414
−HK$1,203/mo
Today · 4.125%
HK$46,617
baseline
▲ 0.50% · 4.625%
HK$49,074
+HK$2,457/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,234/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,707
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,191
−HK$1,507/mo
Today · 4.125%
HK$50,698
baseline
▲ 0.50% · 4.625%
HK$53,783
+HK$3,085/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,396/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,073
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,497
−HK$1,444/mo
Today · 4.125%
HK$55,941
baseline
▲ 0.50% · 4.625%
HK$58,889
+HK$2,948/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,882/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,658
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$57,389
−HK$1,759/mo
Today · 4.125%
HK$59,148
baseline
▲ 0.50% · 4.625%
HK$62,747
+HK$3,599/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$118,296/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,919
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,579
−HK$1,685/mo
Today · 4.125%
HK$65,264
baseline
▲ 0.50% · 4.625%
HK$68,704
+HK$3,440/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$130,528/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,560
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$73,786
−HK$2,262/mo
Today · 4.125%
HK$76,048
baseline
▲ 0.50% · 4.625%
HK$80,675
+HK$4,627/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$152,096/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,610
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$81,745
−HK$2,166/mo
Today · 4.125%
HK$83,911
baseline
▲ 0.50% · 4.625%
HK$88,334
+HK$4,423/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$167,822/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,802 · Scale 2, in force from 26 Feb 2026)