LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,756
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,993
−HK$1,256/mo
Today · 4.125%
HK$42,249
baseline
▲ 0.50% · 4.625%
HK$44,820
+HK$2,571/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,498/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,228
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,415
−HK$1,203/mo
Today · 4.125%
HK$46,618
baseline
▲ 0.50% · 4.625%
HK$49,075
+HK$2,457/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,236/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,708
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,192
−HK$1,507/mo
Today · 4.125%
HK$50,699
baseline
▲ 0.50% · 4.625%
HK$53,784
+HK$3,085/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,398/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,074
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,498
−HK$1,444/mo
Today · 4.125%
HK$55,942
baseline
▲ 0.50% · 4.625%
HK$58,890
+HK$2,948/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,884/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,659
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$57,390
−HK$1,759/mo
Today · 4.125%
HK$59,149
baseline
▲ 0.50% · 4.625%
HK$62,748
+HK$3,599/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$118,298/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,920
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,581
−HK$1,684/mo
Today · 4.125%
HK$65,265
baseline
▲ 0.50% · 4.625%
HK$68,705
+HK$3,440/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$130,530/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,561
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$73,787
−HK$2,262/mo
Today · 4.125%
HK$76,049
baseline
▲ 0.50% · 4.625%
HK$80,676
+HK$4,627/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$152,098/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,611
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$81,746
−HK$2,166/mo
Today · 4.125%
HK$83,912
baseline
▲ 0.50% · 4.625%
HK$88,336
+HK$4,424/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$167,824/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,813 · Scale 2, in force from 26 Feb 2026)