LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,758
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,995
−HK$1,256/mo
Today · 4.125%
HK$42,251
baseline
▲ 0.50% · 4.625%
HK$44,822
+HK$2,571/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,502/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,230
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,417
−HK$1,203/mo
Today · 4.125%
HK$46,620
baseline
▲ 0.50% · 4.625%
HK$49,077
+HK$2,457/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,240/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,710
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,194
−HK$1,507/mo
Today · 4.125%
HK$50,701
baseline
▲ 0.50% · 4.625%
HK$53,786
+HK$3,085/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,402/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,076
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,500
−HK$1,444/mo
Today · 4.125%
HK$55,944
baseline
▲ 0.50% · 4.625%
HK$58,893
+HK$2,949/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,888/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,661
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,393
−HK$1,759/mo
Today · 4.125%
HK$59,152
baseline
▲ 0.50% · 4.625%
HK$62,751
+HK$3,599/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$118,304/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,923
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,583
−HK$1,685/mo
Today · 4.125%
HK$65,268
baseline
▲ 0.50% · 4.625%
HK$68,708
+HK$3,440/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$130,536/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,564
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$73,790
−HK$2,262/mo
Today · 4.125%
HK$76,052
baseline
▲ 0.50% · 4.625%
HK$80,680
+HK$4,628/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$152,104/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,615
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$81,750
−HK$2,166/mo
Today · 4.125%
HK$83,916
baseline
▲ 0.50% · 4.625%
HK$88,339
+HK$4,423/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$167,832/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,842 · Scale 2, in force from 26 Feb 2026)