LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,760
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,996
−HK$1,257/mo
Today · 4.125%
HK$42,253
baseline
▲ 0.50% · 4.625%
HK$44,824
+HK$2,571/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,506/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,232
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,418
−HK$1,204/mo
Today · 4.125%
HK$46,622
baseline
▲ 0.50% · 4.625%
HK$49,079
+HK$2,457/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,244/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,711
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,196
−HK$1,507/mo
Today · 4.125%
HK$50,703
baseline
▲ 0.50% · 4.625%
HK$53,789
+HK$3,086/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,406/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,079
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,502
−HK$1,444/mo
Today · 4.125%
HK$55,946
baseline
▲ 0.50% · 4.625%
HK$58,895
+HK$2,949/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,892/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,663
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,395
−HK$1,759/mo
Today · 4.125%
HK$59,154
baseline
▲ 0.50% · 4.625%
HK$62,753
+HK$3,599/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$118,308/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,925
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$63,586
−HK$1,685/mo
Today · 4.125%
HK$65,271
baseline
▲ 0.50% · 4.625%
HK$68,711
+HK$3,440/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$130,542/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,567
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$73,793
−HK$2,262/mo
Today · 4.125%
HK$76,055
baseline
▲ 0.50% · 4.625%
HK$80,683
+HK$4,628/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$152,110/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,618
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$81,753
−HK$2,166/mo
Today · 4.125%
HK$83,919
baseline
▲ 0.50% · 4.625%
HK$88,343
+HK$4,424/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$167,838/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,867 · Scale 2, in force from 26 Feb 2026)