LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,760
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,997
−HK$1,256/mo
Today · 4.125%
HK$42,253
baseline
▲ 0.50% · 4.625%
HK$44,824
+HK$2,571/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,506/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,233
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,419
−HK$1,203/mo
Today · 4.125%
HK$46,622
baseline
▲ 0.50% · 4.625%
HK$49,080
+HK$2,458/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,244/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,712
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,196
−HK$1,508/mo
Today · 4.125%
HK$50,704
baseline
▲ 0.50% · 4.625%
HK$53,789
+HK$3,085/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,408/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,079
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,503
−HK$1,444/mo
Today · 4.125%
HK$55,947
baseline
▲ 0.50% · 4.625%
HK$58,896
+HK$2,949/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,894/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,664
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,395
−HK$1,760/mo
Today · 4.125%
HK$59,155
baseline
▲ 0.50% · 4.625%
HK$62,754
+HK$3,599/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$118,310/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,926
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,586
−HK$1,685/mo
Today · 4.125%
HK$65,271
baseline
▲ 0.50% · 4.625%
HK$68,712
+HK$3,441/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$130,542/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,568
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$73,794
−HK$2,262/mo
Today · 4.125%
HK$76,056
baseline
▲ 0.50% · 4.625%
HK$80,684
+HK$4,628/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$152,112/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,619
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$81,754
−HK$2,166/mo
Today · 4.125%
HK$83,920
baseline
▲ 0.50% · 4.625%
HK$88,344
+HK$4,424/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$167,840/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,873 · Scale 2, in force from 26 Feb 2026)