LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,761
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$40,998
−HK$1,257/mo
Today · 4.125%
HK$42,255
baseline
▲ 0.50% · 4.625%
HK$44,826
+HK$2,571/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,510/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,234
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,420
−HK$1,204/mo
Today · 4.125%
HK$46,624
baseline
▲ 0.50% · 4.625%
HK$49,081
+HK$2,457/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,248/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,713
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,198
−HK$1,507/mo
Today · 4.125%
HK$50,705
baseline
▲ 0.50% · 4.625%
HK$53,791
+HK$3,086/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,410/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,081
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,504
−HK$1,444/mo
Today · 4.125%
HK$55,948
baseline
▲ 0.50% · 4.625%
HK$58,898
+HK$2,950/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,896/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,666
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$57,397
−HK$1,759/mo
Today · 4.125%
HK$59,156
baseline
▲ 0.50% · 4.625%
HK$62,756
+HK$3,600/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$118,312/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$653,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,927
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$63,588
−HK$1,685/mo
Today · 4.125%
HK$65,273
baseline
▲ 0.50% · 4.625%
HK$68,714
+HK$3,441/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$130,546/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$653,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,570
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$73,796
−HK$2,262/mo
Today · 4.125%
HK$76,058
baseline
▲ 0.50% · 4.625%
HK$80,686
+HK$4,628/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$152,116/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,621
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$81,756
−HK$2,167/mo
Today · 4.125%
HK$83,923
baseline
▲ 0.50% · 4.625%
HK$88,346
+HK$4,423/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$167,846/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,893 · Scale 2, in force from 26 Feb 2026)