LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,762
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$40,999
−HK$1,257/mo
Today · 4.125%
HK$42,256
baseline
▲ 0.50% · 4.625%
HK$44,827
+HK$2,571/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,512/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,235
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,422
−HK$1,203/mo
Today · 4.125%
HK$46,625
baseline
▲ 0.50% · 4.625%
HK$49,083
+HK$2,458/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,250/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,715
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,199
−HK$1,508/mo
Today · 4.125%
HK$50,707
baseline
▲ 0.50% · 4.625%
HK$53,792
+HK$3,085/mo
Deposit HK$6.98M · loan HK$10.46M · min. income ≈ HK$101,414/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,082
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,506
−HK$1,444/mo
Today · 4.125%
HK$55,950
baseline
▲ 0.50% · 4.625%
HK$58,899
+HK$2,949/mo
Deposit HK$6.98M · loan HK$10.46M · min. income ≈ HK$111,900/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,667
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,399
−HK$1,759/mo
Today · 4.125%
HK$59,158
baseline
▲ 0.50% · 4.625%
HK$62,758
+HK$3,600/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$118,316/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$653,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,929
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$63,590
−HK$1,685/mo
Today · 4.125%
HK$65,275
baseline
▲ 0.50% · 4.625%
HK$68,716
+HK$3,441/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$130,550/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$653,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,572
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$73,798
−HK$2,262/mo
Today · 4.125%
HK$76,060
baseline
▲ 0.50% · 4.625%
HK$80,688
+HK$4,628/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$152,120/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,623
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$81,759
−HK$2,166/mo
Today · 4.125%
HK$83,925
baseline
▲ 0.50% · 4.625%
HK$88,349
+HK$4,424/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$167,850/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,912 · Scale 2, in force from 26 Feb 2026)