LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,763
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$41,000
−HK$1,256/mo
Today · 4.125%
HK$42,256
baseline
▲ 0.50% · 4.625%
HK$44,827
+HK$2,571/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,512/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,236
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,422
−HK$1,204/mo
Today · 4.125%
HK$46,626
baseline
▲ 0.50% · 4.625%
HK$49,083
+HK$2,457/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,252/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,715
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,200
−HK$1,508/mo
Today · 4.125%
HK$50,708
baseline
▲ 0.50% · 4.625%
HK$53,793
+HK$3,085/mo
Deposit HK$6.98M · loan HK$10.46M · min. income ≈ HK$101,416/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,083
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,506
−HK$1,445/mo
Today · 4.125%
HK$55,951
baseline
▲ 0.50% · 4.625%
HK$58,900
+HK$2,949/mo
Deposit HK$6.98M · loan HK$10.46M · min. income ≈ HK$111,902/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,668
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,399
−HK$1,760/mo
Today · 4.125%
HK$59,159
baseline
▲ 0.50% · 4.625%
HK$62,758
+HK$3,599/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$118,318/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$653,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,930
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$63,591
−HK$1,685/mo
Today · 4.125%
HK$65,276
baseline
▲ 0.50% · 4.625%
HK$68,717
+HK$3,441/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$130,552/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$653,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,573
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$73,799
−HK$2,262/mo
Today · 4.125%
HK$76,061
baseline
▲ 0.50% · 4.625%
HK$80,689
+HK$4,628/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$152,122/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,624
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$81,760
−HK$2,166/mo
Today · 4.125%
HK$83,926
baseline
▲ 0.50% · 4.625%
HK$88,350
+HK$4,424/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$167,852/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,920 · Scale 2, in force from 26 Feb 2026)