LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,764
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,001
−HK$1,257/mo
Today · 4.125%
HK$42,258
baseline
▲ 0.50% · 4.625%
HK$44,829
+HK$2,571/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,516/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,238
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,424
−HK$1,204/mo
Today · 4.125%
HK$46,628
baseline
▲ 0.50% · 4.625%
HK$49,085
+HK$2,457/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,256/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,717
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,202
−HK$1,508/mo
Today · 4.125%
HK$50,710
baseline
▲ 0.50% · 4.625%
HK$53,795
+HK$3,085/mo
Deposit HK$6.98M · loan HK$10.46M · min. income ≈ HK$101,420/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,085
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,509
−HK$1,444/mo
Today · 4.125%
HK$55,953
baseline
▲ 0.50% · 4.625%
HK$58,902
+HK$2,949/mo
Deposit HK$6.98M · loan HK$10.46M · min. income ≈ HK$111,906/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,670
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,402
−HK$1,759/mo
Today · 4.125%
HK$59,161
baseline
▲ 0.50% · 4.625%
HK$62,761
+HK$3,600/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$118,322/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$653,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,933
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$63,594
−HK$1,685/mo
Today · 4.125%
HK$65,279
baseline
▲ 0.50% · 4.625%
HK$68,719
+HK$3,440/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$130,558/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$653,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,576
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$73,802
−HK$2,262/mo
Today · 4.125%
HK$76,064
baseline
▲ 0.50% · 4.625%
HK$80,693
+HK$4,629/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$152,128/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,628
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$81,763
−HK$2,167/mo
Today · 4.125%
HK$83,930
baseline
▲ 0.50% · 4.625%
HK$88,354
+HK$4,424/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$167,860/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,947 · Scale 2, in force from 26 Feb 2026)