LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,765
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,002
−HK$1,257/mo
Today · 4.125%
HK$42,259
baseline
▲ 0.50% · 4.625%
HK$44,830
+HK$2,571/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,518/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,238
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,425
−HK$1,203/mo
Today · 4.125%
HK$46,628
baseline
▲ 0.50% · 4.625%
HK$49,086
+HK$2,458/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,256/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,718
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,202
−HK$1,508/mo
Today · 4.125%
HK$50,710
baseline
▲ 0.50% · 4.625%
HK$53,796
+HK$3,086/mo
Deposit HK$6.98M · loan HK$10.46M · min. income ≈ HK$101,420/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,086
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,510
−HK$1,444/mo
Today · 4.125%
HK$55,954
baseline
▲ 0.50% · 4.625%
HK$58,903
+HK$2,949/mo
Deposit HK$6.98M · loan HK$10.46M · min. income ≈ HK$111,908/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,671
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,403
−HK$1,759/mo
Today · 4.125%
HK$59,162
baseline
▲ 0.50% · 4.625%
HK$62,762
+HK$3,600/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$118,324/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$653,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,934
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$63,595
−HK$1,685/mo
Today · 4.125%
HK$65,280
baseline
▲ 0.50% · 4.625%
HK$68,721
+HK$3,441/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$130,560/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$653,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,577
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$73,804
−HK$2,262/mo
Today · 4.125%
HK$76,066
baseline
▲ 0.50% · 4.625%
HK$80,694
+HK$4,628/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$152,132/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,629
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$81,764
−HK$2,167/mo
Today · 4.125%
HK$83,931
baseline
▲ 0.50% · 4.625%
HK$88,355
+HK$4,424/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$167,862/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,957 · Scale 2, in force from 26 Feb 2026)