LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,766
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,003
−HK$1,257/mo
Today · 4.125%
HK$42,260
baseline
▲ 0.50% · 4.625%
HK$44,831
+HK$2,571/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,520/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,239
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,426
−HK$1,204/mo
Today · 4.125%
HK$46,630
baseline
▲ 0.50% · 4.625%
HK$49,088
+HK$2,458/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,260/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,719
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,204
−HK$1,508/mo
Today · 4.125%
HK$50,712
baseline
▲ 0.50% · 4.625%
HK$53,798
+HK$3,086/mo
Deposit HK$6.98M · loan HK$10.46M · min. income ≈ HK$101,424/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,087
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,511
−HK$1,445/mo
Today · 4.125%
HK$55,956
baseline
▲ 0.50% · 4.625%
HK$58,905
+HK$2,949/mo
Deposit HK$6.98M · loan HK$10.46M · min. income ≈ HK$111,912/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,673
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,404
−HK$1,760/mo
Today · 4.125%
HK$59,164
baseline
▲ 0.50% · 4.625%
HK$62,764
+HK$3,600/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$118,328/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$653,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,935
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$63,596
−HK$1,685/mo
Today · 4.125%
HK$65,281
baseline
▲ 0.50% · 4.625%
HK$68,723
+HK$3,442/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$130,562/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$653,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,579
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$73,806
−HK$2,262/mo
Today · 4.125%
HK$76,068
baseline
▲ 0.50% · 4.625%
HK$80,696
+HK$4,628/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$152,136/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,631
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$81,767
−HK$2,166/mo
Today · 4.125%
HK$83,933
baseline
▲ 0.50% · 4.625%
HK$88,358
+HK$4,425/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$167,866/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,976 · Scale 2, in force from 26 Feb 2026)