LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,767
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,004
−HK$1,257/mo
Today · 4.125%
HK$42,261
baseline
▲ 0.50% · 4.625%
HK$44,832
+HK$2,571/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,522/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,240
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,427
−HK$1,203/mo
Today · 4.125%
HK$46,630
baseline
▲ 0.50% · 4.625%
HK$49,088
+HK$2,458/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,260/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,720
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,205
−HK$1,508/mo
Today · 4.125%
HK$50,713
baseline
▲ 0.50% · 4.625%
HK$53,798
+HK$3,085/mo
Deposit HK$6.98M · loan HK$10.46M · min. income ≈ HK$101,426/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,088
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,512
−HK$1,444/mo
Today · 4.125%
HK$55,956
baseline
▲ 0.50% · 4.625%
HK$58,906
+HK$2,950/mo
Deposit HK$6.98M · loan HK$10.46M · min. income ≈ HK$111,912/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,674
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,405
−HK$1,760/mo
Today · 4.125%
HK$59,165
baseline
▲ 0.50% · 4.625%
HK$62,765
+HK$3,600/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$118,330/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$653,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,936
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,597
−HK$1,686/mo
Today · 4.125%
HK$65,283
baseline
▲ 0.50% · 4.625%
HK$68,724
+HK$3,441/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$130,566/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$653,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,580
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$73,807
−HK$2,262/mo
Today · 4.125%
HK$76,069
baseline
▲ 0.50% · 4.625%
HK$80,698
+HK$4,629/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$152,138/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,632
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$81,768
−HK$2,167/mo
Today · 4.125%
HK$83,935
baseline
▲ 0.50% · 4.625%
HK$88,359
+HK$4,424/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$167,870/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,987 · Scale 2, in force from 26 Feb 2026)