LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,768
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,005
−HK$1,257/mo
Today · 4.125%
HK$42,262
baseline
▲ 0.50% · 4.625%
HK$44,834
+HK$2,572/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,524/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$654,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,242
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,428
−HK$1,204/mo
Today · 4.125%
HK$46,632
baseline
▲ 0.50% · 4.625%
HK$49,090
+HK$2,458/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,264/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$654,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,722
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,206
−HK$1,509/mo
Today · 4.125%
HK$50,715
baseline
▲ 0.50% · 4.625%
HK$53,800
+HK$3,085/mo
Deposit HK$6.98M · loan HK$10.46M · min. income ≈ HK$101,430/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,090
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,514
−HK$1,445/mo
Today · 4.125%
HK$55,959
baseline
▲ 0.50% · 4.625%
HK$58,908
+HK$2,949/mo
Deposit HK$6.98M · loan HK$10.46M · min. income ≈ HK$111,918/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,676
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,407
−HK$1,760/mo
Today · 4.125%
HK$59,167
baseline
▲ 0.50% · 4.625%
HK$62,767
+HK$3,600/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$118,334/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,939
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$63,600
−HK$1,685/mo
Today · 4.125%
HK$65,285
baseline
▲ 0.50% · 4.625%
HK$68,726
+HK$3,441/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$130,570/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,583
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$73,810
−HK$2,262/mo
Today · 4.125%
HK$76,072
baseline
▲ 0.50% · 4.625%
HK$80,701
+HK$4,629/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$152,144/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,635
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$81,771
−HK$2,167/mo
Today · 4.125%
HK$83,938
baseline
▲ 0.50% · 4.625%
HK$88,362
+HK$4,424/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$167,876/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,011 · Scale 2, in force from 26 Feb 2026)