LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,769
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,006
−HK$1,257/mo
Today · 4.125%
HK$42,263
baseline
▲ 0.50% · 4.625%
HK$44,834
+HK$2,571/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,526/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$654,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,243
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,429
−HK$1,204/mo
Today · 4.125%
HK$46,633
baseline
▲ 0.50% · 4.625%
HK$49,091
+HK$2,458/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,266/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$654,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,723
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,207
−HK$1,508/mo
Today · 4.125%
HK$50,715
baseline
▲ 0.50% · 4.625%
HK$53,801
+HK$3,086/mo
Deposit HK$6.98M · loan HK$10.46M · min. income ≈ HK$101,430/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,091
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,515
−HK$1,444/mo
Today · 4.125%
HK$55,959
baseline
▲ 0.50% · 4.625%
HK$58,909
+HK$2,950/mo
Deposit HK$6.98M · loan HK$10.46M · min. income ≈ HK$111,918/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,676
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$57,408
−HK$1,760/mo
Today · 4.125%
HK$59,168
baseline
▲ 0.50% · 4.625%
HK$62,768
+HK$3,600/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$118,336/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,940
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$63,601
−HK$1,685/mo
Today · 4.125%
HK$65,286
baseline
▲ 0.50% · 4.625%
HK$68,727
+HK$3,441/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$130,572/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,584
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$73,811
−HK$2,262/mo
Today · 4.125%
HK$76,073
baseline
▲ 0.50% · 4.625%
HK$80,702
+HK$4,629/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$152,146/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,637
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$81,772
−HK$2,167/mo
Today · 4.125%
HK$83,939
baseline
▲ 0.50% · 4.625%
HK$88,364
+HK$4,425/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$167,878/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,021 · Scale 2, in force from 26 Feb 2026)