LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,770
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$41,007
−HK$1,256/mo
Today · 4.125%
HK$42,263
baseline
▲ 0.50% · 4.625%
HK$44,835
+HK$2,572/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,526/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$654,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,243
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,430
−HK$1,204/mo
Today · 4.125%
HK$46,634
baseline
▲ 0.50% · 4.625%
HK$49,092
+HK$2,458/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,268/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$654,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,723
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,208
−HK$1,508/mo
Today · 4.125%
HK$50,716
baseline
▲ 0.50% · 4.625%
HK$53,802
+HK$3,086/mo
Deposit HK$6.98M · loan HK$10.46M · min. income ≈ HK$101,432/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,092
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,516
−HK$1,444/mo
Today · 4.125%
HK$55,960
baseline
▲ 0.50% · 4.625%
HK$58,910
+HK$2,950/mo
Deposit HK$6.98M · loan HK$10.46M · min. income ≈ HK$111,920/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,677
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$57,409
−HK$1,760/mo
Today · 4.125%
HK$59,169
baseline
▲ 0.50% · 4.625%
HK$62,769
+HK$3,600/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$118,338/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,940
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,602
−HK$1,685/mo
Today · 4.125%
HK$65,287
baseline
▲ 0.50% · 4.625%
HK$68,728
+HK$3,441/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$130,574/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,585
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$73,812
−HK$2,262/mo
Today · 4.125%
HK$76,074
baseline
▲ 0.50% · 4.625%
HK$80,703
+HK$4,629/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$152,148/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,638
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$81,774
−HK$2,166/mo
Today · 4.125%
HK$83,940
baseline
▲ 0.50% · 4.625%
HK$88,365
+HK$4,425/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$167,880/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,031 · Scale 2, in force from 26 Feb 2026)