LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,771
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,008
−HK$1,257/mo
Today · 4.125%
HK$42,265
baseline
▲ 0.50% · 4.625%
HK$44,837
+HK$2,572/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,530/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$654,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,245
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,432
−HK$1,204/mo
Today · 4.125%
HK$46,636
baseline
▲ 0.50% · 4.625%
HK$49,094
+HK$2,458/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,272/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$654,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,726
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,210
−HK$1,508/mo
Today · 4.125%
HK$50,718
baseline
▲ 0.50% · 4.625%
HK$53,804
+HK$3,086/mo
Deposit HK$6.98M · loan HK$10.46M · min. income ≈ HK$101,436/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,094
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,518
−HK$1,445/mo
Today · 4.125%
HK$55,963
baseline
▲ 0.50% · 4.625%
HK$58,913
+HK$2,950/mo
Deposit HK$6.98M · loan HK$10.46M · min. income ≈ HK$111,926/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,680
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,412
−HK$1,759/mo
Today · 4.125%
HK$59,171
baseline
▲ 0.50% · 4.625%
HK$62,772
+HK$3,601/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$118,342/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,943
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,604
−HK$1,686/mo
Today · 4.125%
HK$65,290
baseline
▲ 0.50% · 4.625%
HK$68,731
+HK$3,441/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$130,580/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,588
−HK$4,490/mo
▼ 0.25% · 3.875%
HK$73,815
−HK$2,263/mo
Today · 4.125%
HK$76,078
baseline
▲ 0.50% · 4.625%
HK$80,707
+HK$4,629/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$152,156/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,641
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$81,777
−HK$2,167/mo
Today · 4.125%
HK$83,944
baseline
▲ 0.50% · 4.625%
HK$88,369
+HK$4,425/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$167,888/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,060 · Scale 2, in force from 26 Feb 2026)