LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,774
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,011
−HK$1,257/mo
Today · 4.125%
HK$42,268
baseline
▲ 0.50% · 4.625%
HK$44,840
+HK$2,572/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,536/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,248
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,434
−HK$1,204/mo
Today · 4.125%
HK$46,638
baseline
▲ 0.50% · 4.625%
HK$49,097
+HK$2,459/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,276/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,728
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,213
−HK$1,508/mo
Today · 4.125%
HK$50,721
baseline
▲ 0.50% · 4.625%
HK$53,807
+HK$3,086/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$101,442/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,097
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,521
−HK$1,445/mo
Today · 4.125%
HK$55,966
baseline
▲ 0.50% · 4.625%
HK$58,916
+HK$2,950/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$111,932/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,683
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$57,415
−HK$1,760/mo
Today · 4.125%
HK$59,175
baseline
▲ 0.50% · 4.625%
HK$62,775
+HK$3,600/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$118,350/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,947
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,608
−HK$1,686/mo
Today · 4.125%
HK$65,294
baseline
▲ 0.50% · 4.625%
HK$68,735
+HK$3,441/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$130,588/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,592
−HK$4,490/mo
▼ 0.25% · 3.875%
HK$73,819
−HK$2,263/mo
Today · 4.125%
HK$76,082
baseline
▲ 0.50% · 4.625%
HK$80,711
+HK$4,629/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$152,164/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,646
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$81,782
−HK$2,167/mo
Today · 4.125%
HK$83,949
baseline
▲ 0.50% · 4.625%
HK$88,374
+HK$4,425/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$167,898/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,097 · Scale 2, in force from 26 Feb 2026)