LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,774
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,011
−HK$1,257/mo
Today · 4.125%
HK$42,268
baseline
▲ 0.50% · 4.625%
HK$44,840
+HK$2,572/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,536/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,248
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,435
−HK$1,204/mo
Today · 4.125%
HK$46,639
baseline
▲ 0.50% · 4.625%
HK$49,097
+HK$2,458/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,278/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,729
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,213
−HK$1,509/mo
Today · 4.125%
HK$50,722
baseline
▲ 0.50% · 4.625%
HK$53,808
+HK$3,086/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$101,444/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,098
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,522
−HK$1,444/mo
Today · 4.125%
HK$55,966
baseline
▲ 0.50% · 4.625%
HK$58,917
+HK$2,951/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$111,932/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,684
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,416
−HK$1,759/mo
Today · 4.125%
HK$59,175
baseline
▲ 0.50% · 4.625%
HK$62,776
+HK$3,601/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$118,350/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,947
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,609
−HK$1,685/mo
Today · 4.125%
HK$65,294
baseline
▲ 0.50% · 4.625%
HK$68,736
+HK$3,442/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$130,588/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,593
−HK$4,490/mo
▼ 0.25% · 3.875%
HK$73,820
−HK$2,263/mo
Today · 4.125%
HK$76,083
baseline
▲ 0.50% · 4.625%
HK$80,712
+HK$4,629/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$152,166/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,647
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$81,783
−HK$2,167/mo
Today · 4.125%
HK$83,950
baseline
▲ 0.50% · 4.625%
HK$88,375
+HK$4,425/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$167,900/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,104 · Scale 2, in force from 26 Feb 2026)