LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,776
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,013
−HK$1,257/mo
Today · 4.125%
HK$42,270
baseline
▲ 0.50% · 4.625%
HK$44,842
+HK$2,572/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,540/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,250
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,437
−HK$1,204/mo
Today · 4.125%
HK$46,641
baseline
▲ 0.50% · 4.625%
HK$49,099
+HK$2,458/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,282/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,731
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,215
−HK$1,509/mo
Today · 4.125%
HK$50,724
baseline
▲ 0.50% · 4.625%
HK$53,810
+HK$3,086/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$101,448/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,100
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,524
−HK$1,445/mo
Today · 4.125%
HK$55,969
baseline
▲ 0.50% · 4.625%
HK$58,919
+HK$2,950/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$111,938/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,686
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$57,418
−HK$1,760/mo
Today · 4.125%
HK$59,178
baseline
▲ 0.50% · 4.625%
HK$62,779
+HK$3,601/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$118,356/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,950
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,611
−HK$1,686/mo
Today · 4.125%
HK$65,297
baseline
▲ 0.50% · 4.625%
HK$68,739
+HK$3,442/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$130,594/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,596
−HK$4,490/mo
▼ 0.25% · 3.875%
HK$73,823
−HK$2,263/mo
Today · 4.125%
HK$76,086
baseline
▲ 0.50% · 4.625%
HK$80,715
+HK$4,629/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$152,172/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,650
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$81,786
−HK$2,167/mo
Today · 4.125%
HK$83,953
baseline
▲ 0.50% · 4.625%
HK$88,378
+HK$4,425/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$167,906/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,131 · Scale 2, in force from 26 Feb 2026)