LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,776
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,014
−HK$1,257/mo
Today · 4.125%
HK$42,271
baseline
▲ 0.50% · 4.625%
HK$44,843
+HK$2,572/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,542/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,251
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,437
−HK$1,204/mo
Today · 4.125%
HK$46,641
baseline
▲ 0.50% · 4.625%
HK$49,100
+HK$2,459/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,282/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,732
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,216
−HK$1,509/mo
Today · 4.125%
HK$50,725
baseline
▲ 0.50% · 4.625%
HK$53,811
+HK$3,086/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$101,450/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,101
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,525
−HK$1,445/mo
Today · 4.125%
HK$55,970
baseline
▲ 0.50% · 4.625%
HK$58,920
+HK$2,950/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$111,940/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,687
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$57,419
−HK$1,760/mo
Today · 4.125%
HK$59,179
baseline
▲ 0.50% · 4.625%
HK$62,780
+HK$3,601/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$118,358/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,951
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,612
−HK$1,686/mo
Today · 4.125%
HK$65,298
baseline
▲ 0.50% · 4.625%
HK$68,740
+HK$3,442/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$130,596/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,597
−HK$4,490/mo
▼ 0.25% · 3.875%
HK$73,824
−HK$2,263/mo
Today · 4.125%
HK$76,087
baseline
▲ 0.50% · 4.625%
HK$80,717
+HK$4,630/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$152,174/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,651
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$81,787
−HK$2,168/mo
Today · 4.125%
HK$83,955
baseline
▲ 0.50% · 4.625%
HK$88,380
+HK$4,425/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$167,910/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,142 · Scale 2, in force from 26 Feb 2026)