LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,779
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,016
−HK$1,257/mo
Today · 4.125%
HK$42,273
baseline
▲ 0.50% · 4.625%
HK$44,845
+HK$2,572/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,546/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,253
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,440
−HK$1,204/mo
Today · 4.125%
HK$46,644
baseline
▲ 0.50% · 4.625%
HK$49,103
+HK$2,459/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,288/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,734
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,219
−HK$1,509/mo
Today · 4.125%
HK$50,728
baseline
▲ 0.50% · 4.625%
HK$53,814
+HK$3,086/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$101,456/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,104
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,528
−HK$1,445/mo
Today · 4.125%
HK$55,973
baseline
▲ 0.50% · 4.625%
HK$58,923
+HK$2,950/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$111,946/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,690
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$57,422
−HK$1,760/mo
Today · 4.125%
HK$59,182
baseline
▲ 0.50% · 4.625%
HK$62,783
+HK$3,601/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$118,364/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,955
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,616
−HK$1,686/mo
Today · 4.125%
HK$65,302
baseline
▲ 0.50% · 4.625%
HK$68,744
+HK$3,442/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$130,604/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,601
−HK$4,490/mo
▼ 0.25% · 3.875%
HK$73,829
−HK$2,262/mo
Today · 4.125%
HK$76,091
baseline
▲ 0.50% · 4.625%
HK$80,721
+HK$4,630/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$152,182/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,656
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$81,792
−HK$2,167/mo
Today · 4.125%
HK$83,959
baseline
▲ 0.50% · 4.625%
HK$88,385
+HK$4,426/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$167,918/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,179 · Scale 2, in force from 26 Feb 2026)