LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,779
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,016
−HK$1,258/mo
Today · 4.125%
HK$42,274
baseline
▲ 0.50% · 4.625%
HK$44,846
+HK$2,572/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,548/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,254
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,441
−HK$1,204/mo
Today · 4.125%
HK$46,645
baseline
▲ 0.50% · 4.625%
HK$49,103
+HK$2,458/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,290/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,735
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,220
−HK$1,508/mo
Today · 4.125%
HK$50,728
baseline
▲ 0.50% · 4.625%
HK$53,815
+HK$3,087/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$101,456/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,105
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,529
−HK$1,445/mo
Today · 4.125%
HK$55,974
baseline
▲ 0.50% · 4.625%
HK$58,924
+HK$2,950/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$111,948/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,691
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$57,423
−HK$1,760/mo
Today · 4.125%
HK$59,183
baseline
▲ 0.50% · 4.625%
HK$62,784
+HK$3,601/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$118,366/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,955
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$63,617
−HK$1,686/mo
Today · 4.125%
HK$65,303
baseline
▲ 0.50% · 4.625%
HK$68,745
+HK$3,442/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$130,606/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,602
−HK$4,490/mo
▼ 0.25% · 3.875%
HK$73,829
−HK$2,263/mo
Today · 4.125%
HK$76,092
baseline
▲ 0.50% · 4.625%
HK$80,722
+HK$4,630/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$152,184/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,657
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$81,793
−HK$2,167/mo
Today · 4.125%
HK$83,960
baseline
▲ 0.50% · 4.625%
HK$88,386
+HK$4,426/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$167,920/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,187 · Scale 2, in force from 26 Feb 2026)