LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,780
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,017
−HK$1,257/mo
Today · 4.125%
HK$42,274
baseline
▲ 0.50% · 4.625%
HK$44,847
+HK$2,573/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,548/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,255
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,442
−HK$1,204/mo
Today · 4.125%
HK$46,646
baseline
▲ 0.50% · 4.625%
HK$49,104
+HK$2,458/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,292/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,736
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,221
−HK$1,508/mo
Today · 4.125%
HK$50,729
baseline
▲ 0.50% · 4.625%
HK$53,816
+HK$3,087/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$101,458/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,106
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,530
−HK$1,445/mo
Today · 4.125%
HK$55,975
baseline
▲ 0.50% · 4.625%
HK$58,925
+HK$2,950/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$111,950/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,692
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$57,424
−HK$1,760/mo
Today · 4.125%
HK$59,184
baseline
▲ 0.50% · 4.625%
HK$62,785
+HK$3,601/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$118,368/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,957
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,618
−HK$1,686/mo
Today · 4.125%
HK$65,304
baseline
▲ 0.50% · 4.625%
HK$68,746
+HK$3,442/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$130,608/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,604
−HK$4,490/mo
▼ 0.25% · 3.875%
HK$73,831
−HK$2,263/mo
Today · 4.125%
HK$76,094
baseline
▲ 0.50% · 4.625%
HK$80,724
+HK$4,630/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$152,188/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,659
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$81,795
−HK$2,167/mo
Today · 4.125%
HK$83,962
baseline
▲ 0.50% · 4.625%
HK$88,388
+HK$4,426/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$167,924/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,202 · Scale 2, in force from 26 Feb 2026)