LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,783
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,020
−HK$1,258/mo
Today · 4.125%
HK$42,278
baseline
▲ 0.50% · 4.625%
HK$44,850
+HK$2,572/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,556/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,258
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,445
−HK$1,204/mo
Today · 4.125%
HK$46,649
baseline
▲ 0.50% · 4.625%
HK$49,108
+HK$2,459/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,298/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,739
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,224
−HK$1,509/mo
Today · 4.125%
HK$50,733
baseline
▲ 0.50% · 4.625%
HK$53,820
+HK$3,087/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$101,466/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,110
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,534
−HK$1,445/mo
Today · 4.125%
HK$55,979
baseline
▲ 0.50% · 4.625%
HK$58,930
+HK$2,951/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$111,958/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,696
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$57,428
−HK$1,761/mo
Today · 4.125%
HK$59,189
baseline
▲ 0.50% · 4.625%
HK$62,790
+HK$3,601/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$118,378/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,961
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$63,623
−HK$1,686/mo
Today · 4.125%
HK$65,309
baseline
▲ 0.50% · 4.625%
HK$68,751
+HK$3,442/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$130,618/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,609
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$73,836
−HK$2,264/mo
Today · 4.125%
HK$76,100
baseline
▲ 0.50% · 4.625%
HK$80,730
+HK$4,630/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$152,200/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,664
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$81,801
−HK$2,167/mo
Today · 4.125%
HK$83,968
baseline
▲ 0.50% · 4.625%
HK$88,394
+HK$4,426/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$167,936/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,249 · Scale 2, in force from 26 Feb 2026)