LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,788
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,026
−HK$1,257/mo
Today · 4.125%
HK$42,283
baseline
▲ 0.50% · 4.625%
HK$44,856
+HK$2,573/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$84,566/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,264
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,451
−HK$1,204/mo
Today · 4.125%
HK$46,655
baseline
▲ 0.50% · 4.625%
HK$49,115
+HK$2,460/mo
Deposit HK$8.72M · loan HK$8.72M · min. income ≈ HK$93,310/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,746
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,231
−HK$1,509/mo
Today · 4.125%
HK$50,740
baseline
▲ 0.50% · 4.625%
HK$53,827
+HK$3,087/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$101,480/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,117
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,541
−HK$1,445/mo
Today · 4.125%
HK$55,986
baseline
▲ 0.50% · 4.625%
HK$58,938
+HK$2,952/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$111,972/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,703
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$57,436
−HK$1,761/mo
Today · 4.125%
HK$59,197
baseline
▲ 0.50% · 4.625%
HK$62,799
+HK$3,602/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$118,394/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,970
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$63,632
−HK$1,686/mo
Today · 4.125%
HK$65,318
baseline
▲ 0.50% · 4.625%
HK$68,761
+HK$3,443/mo
Deposit HK$5.23M · loan HK$12.21M · min. income ≈ HK$130,636/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,619
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$73,846
−HK$2,264/mo
Today · 4.125%
HK$76,110
baseline
▲ 0.50% · 4.625%
HK$80,741
+HK$4,631/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$152,220/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,675
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$81,812
−HK$2,168/mo
Today · 4.125%
HK$83,980
baseline
▲ 0.50% · 4.625%
HK$88,406
+HK$4,426/mo
Deposit HK$1.74M · loan HK$15.70M · min. income ≈ HK$167,960/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,338 · Scale 2, in force from 26 Feb 2026)