LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,791
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,028
−HK$1,258/mo
Today · 4.125%
HK$42,286
baseline
▲ 0.50% · 4.625%
HK$44,859
+HK$2,573/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,572/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,267
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,454
−HK$1,204/mo
Today · 4.125%
HK$46,658
baseline
▲ 0.50% · 4.625%
HK$49,118
+HK$2,460/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,316/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,749
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,234
−HK$1,509/mo
Today · 4.125%
HK$50,743
baseline
▲ 0.50% · 4.625%
HK$53,831
+HK$3,088/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$101,486/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,120
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,545
−HK$1,445/mo
Today · 4.125%
HK$55,990
baseline
▲ 0.50% · 4.625%
HK$58,941
+HK$2,951/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$111,980/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,707
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$57,440
−HK$1,760/mo
Today · 4.125%
HK$59,200
baseline
▲ 0.50% · 4.625%
HK$62,803
+HK$3,603/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$118,400/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,974
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$63,636
−HK$1,686/mo
Today · 4.125%
HK$65,322
baseline
▲ 0.50% · 4.625%
HK$68,765
+HK$3,443/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$130,644/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,623
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$73,851
−HK$2,264/mo
Today · 4.125%
HK$76,115
baseline
▲ 0.50% · 4.625%
HK$80,746
+HK$4,631/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$152,230/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,680
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$81,817
−HK$2,168/mo
Today · 4.125%
HK$83,985
baseline
▲ 0.50% · 4.625%
HK$88,412
+HK$4,427/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$167,970/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,380 · Scale 2, in force from 26 Feb 2026)