LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,792
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,030
−HK$1,257/mo
Today · 4.125%
HK$42,287
baseline
▲ 0.50% · 4.625%
HK$44,860
+HK$2,573/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,574/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,268
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,455
−HK$1,205/mo
Today · 4.125%
HK$46,660
baseline
▲ 0.50% · 4.625%
HK$49,119
+HK$2,459/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,320/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,750
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,235
−HK$1,509/mo
Today · 4.125%
HK$50,744
baseline
▲ 0.50% · 4.625%
HK$53,832
+HK$3,088/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$101,488/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,122
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,546
−HK$1,446/mo
Today · 4.125%
HK$55,992
baseline
▲ 0.50% · 4.625%
HK$58,943
+HK$2,951/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$111,984/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$654,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,708
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$57,441
−HK$1,761/mo
Today · 4.125%
HK$59,202
baseline
▲ 0.50% · 4.625%
HK$62,804
+HK$3,602/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$118,404/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,975
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$63,637
−HK$1,686/mo
Today · 4.125%
HK$65,323
baseline
▲ 0.50% · 4.625%
HK$68,767
+HK$3,444/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$130,646/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,625
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$73,853
−HK$2,264/mo
Today · 4.125%
HK$76,117
baseline
▲ 0.50% · 4.625%
HK$80,748
+HK$4,631/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$152,234/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,682
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$81,819
−HK$2,168/mo
Today · 4.125%
HK$83,987
baseline
▲ 0.50% · 4.625%
HK$88,414
+HK$4,427/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$167,974/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,397 · Scale 2, in force from 26 Feb 2026)