LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,794
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,032
−HK$1,258/mo
Today · 4.125%
HK$42,290
baseline
▲ 0.50% · 4.625%
HK$44,863
+HK$2,573/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,580/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,271
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,458
−HK$1,204/mo
Today · 4.125%
HK$46,662
baseline
▲ 0.50% · 4.625%
HK$49,122
+HK$2,460/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,324/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,753
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,238
−HK$1,509/mo
Today · 4.125%
HK$50,747
baseline
▲ 0.50% · 4.625%
HK$53,835
+HK$3,088/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$101,494/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,125
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,549
−HK$1,446/mo
Today · 4.125%
HK$55,995
baseline
▲ 0.50% · 4.625%
HK$58,946
+HK$2,951/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$111,990/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,712
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$57,445
−HK$1,760/mo
Today · 4.125%
HK$59,205
baseline
▲ 0.50% · 4.625%
HK$62,808
+HK$3,603/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$118,410/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,979
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$63,641
−HK$1,686/mo
Today · 4.125%
HK$65,327
baseline
▲ 0.50% · 4.625%
HK$68,771
+HK$3,444/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$130,654/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,629
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$73,858
−HK$2,263/mo
Today · 4.125%
HK$76,121
baseline
▲ 0.50% · 4.625%
HK$80,753
+HK$4,632/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$152,242/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,687
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$81,824
−HK$2,168/mo
Today · 4.125%
HK$83,992
baseline
▲ 0.50% · 4.625%
HK$88,420
+HK$4,428/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$167,984/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,436 · Scale 2, in force from 26 Feb 2026)