LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,795
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,033
−HK$1,258/mo
Today · 4.125%
HK$42,291
baseline
▲ 0.50% · 4.625%
HK$44,864
+HK$2,573/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,582/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,272
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,459
−HK$1,204/mo
Today · 4.125%
HK$46,663
baseline
▲ 0.50% · 4.625%
HK$49,123
+HK$2,460/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,326/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,754
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,239
−HK$1,510/mo
Today · 4.125%
HK$50,749
baseline
▲ 0.50% · 4.625%
HK$53,837
+HK$3,088/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$101,498/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,126
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,551
−HK$1,445/mo
Today · 4.125%
HK$55,996
baseline
▲ 0.50% · 4.625%
HK$58,948
+HK$2,952/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$111,992/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,713
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$57,446
−HK$1,761/mo
Today · 4.125%
HK$59,207
baseline
▲ 0.50% · 4.625%
HK$62,809
+HK$3,602/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$118,414/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,980
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$63,643
−HK$1,686/mo
Today · 4.125%
HK$65,329
baseline
▲ 0.50% · 4.625%
HK$68,772
+HK$3,443/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$130,658/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,631
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$73,859
−HK$2,264/mo
Today · 4.125%
HK$76,123
baseline
▲ 0.50% · 4.625%
HK$80,755
+HK$4,632/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$152,246/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,689
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$81,826
−HK$2,168/mo
Today · 4.125%
HK$83,994
baseline
▲ 0.50% · 4.625%
HK$88,422
+HK$4,428/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$167,988/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,451 · Scale 2, in force from 26 Feb 2026)