LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,797
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,035
−HK$1,257/mo
Today · 4.125%
HK$42,292
baseline
▲ 0.50% · 4.625%
HK$44,866
+HK$2,574/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,584/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,274
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,461
−HK$1,204/mo
Today · 4.125%
HK$46,665
baseline
▲ 0.50% · 4.625%
HK$49,125
+HK$2,460/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,330/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,756
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,242
−HK$1,509/mo
Today · 4.125%
HK$50,751
baseline
▲ 0.50% · 4.625%
HK$53,839
+HK$3,088/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$101,502/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,128
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,553
−HK$1,446/mo
Today · 4.125%
HK$55,999
baseline
▲ 0.50% · 4.625%
HK$58,950
+HK$2,951/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$111,998/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,715
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$57,449
−HK$1,760/mo
Today · 4.125%
HK$59,209
baseline
▲ 0.50% · 4.625%
HK$62,812
+HK$3,603/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$118,418/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,983
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$63,645
−HK$1,687/mo
Today · 4.125%
HK$65,332
baseline
▲ 0.50% · 4.625%
HK$68,775
+HK$3,443/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$130,664/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,634
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$73,862
−HK$2,264/mo
Today · 4.125%
HK$76,126
baseline
▲ 0.50% · 4.625%
HK$80,758
+HK$4,632/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$152,252/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,692
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$81,830
−HK$2,168/mo
Today · 4.125%
HK$83,998
baseline
▲ 0.50% · 4.625%
HK$88,426
+HK$4,428/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$167,996/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,479 · Scale 2, in force from 26 Feb 2026)