LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,797
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,035
−HK$1,258/mo
Today · 4.125%
HK$42,293
baseline
▲ 0.50% · 4.625%
HK$44,866
+HK$2,573/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,586/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,274
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,461
−HK$1,205/mo
Today · 4.125%
HK$46,666
baseline
▲ 0.50% · 4.625%
HK$49,126
+HK$2,460/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,332/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,757
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,242
−HK$1,510/mo
Today · 4.125%
HK$50,752
baseline
▲ 0.50% · 4.625%
HK$53,840
+HK$3,088/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$101,504/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,129
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,554
−HK$1,445/mo
Today · 4.125%
HK$55,999
baseline
▲ 0.50% · 4.625%
HK$58,951
+HK$2,952/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$111,998/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,716
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$57,449
−HK$1,761/mo
Today · 4.125%
HK$59,210
baseline
▲ 0.50% · 4.625%
HK$62,813
+HK$3,603/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$118,420/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,984
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$63,646
−HK$1,686/mo
Today · 4.125%
HK$65,332
baseline
▲ 0.50% · 4.625%
HK$68,776
+HK$3,444/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$130,664/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,635
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$73,863
−HK$2,264/mo
Today · 4.125%
HK$76,127
baseline
▲ 0.50% · 4.625%
HK$80,759
+HK$4,632/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$152,254/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,693
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$81,831
−HK$2,168/mo
Today · 4.125%
HK$83,999
baseline
▲ 0.50% · 4.625%
HK$88,427
+HK$4,428/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$167,998/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,487 · Scale 2, in force from 26 Feb 2026)