LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,800
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,038
−HK$1,258/mo
Today · 4.125%
HK$42,296
baseline
▲ 0.50% · 4.625%
HK$44,869
+HK$2,573/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,592/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,277
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,464
−HK$1,205/mo
Today · 4.125%
HK$46,669
baseline
▲ 0.50% · 4.625%
HK$49,129
+HK$2,460/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,338/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,760
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,245
−HK$1,510/mo
Today · 4.125%
HK$50,755
baseline
▲ 0.50% · 4.625%
HK$53,843
+HK$3,088/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$101,510/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,132
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,557
−HK$1,446/mo
Today · 4.125%
HK$56,003
baseline
▲ 0.50% · 4.625%
HK$58,955
+HK$2,952/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$112,006/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,720
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$57,453
−HK$1,761/mo
Today · 4.125%
HK$59,214
baseline
▲ 0.50% · 4.625%
HK$62,817
+HK$3,603/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$118,428/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,988
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$63,650
−HK$1,687/mo
Today · 4.125%
HK$65,337
baseline
▲ 0.50% · 4.625%
HK$68,781
+HK$3,444/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$130,674/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,640
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$73,868
−HK$2,264/mo
Today · 4.125%
HK$76,132
baseline
▲ 0.50% · 4.625%
HK$80,765
+HK$4,633/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$152,264/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,699
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$81,836
−HK$2,168/mo
Today · 4.125%
HK$84,004
baseline
▲ 0.50% · 4.625%
HK$88,432
+HK$4,428/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$168,008/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,530 · Scale 2, in force from 26 Feb 2026)