LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,800
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,038
−HK$1,258/mo
Today · 4.125%
HK$42,296
baseline
▲ 0.50% · 4.625%
HK$44,870
+HK$2,574/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,592/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,277
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$45,465
−HK$1,205/mo
Today · 4.125%
HK$46,670
baseline
▲ 0.50% · 4.625%
HK$49,130
+HK$2,460/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,340/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,760
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,246
−HK$1,509/mo
Today · 4.125%
HK$50,755
baseline
▲ 0.50% · 4.625%
HK$53,844
+HK$3,089/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$101,510/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,133
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,558
−HK$1,446/mo
Today · 4.125%
HK$56,004
baseline
▲ 0.50% · 4.625%
HK$58,956
+HK$2,952/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$112,008/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,720
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,454
−HK$1,761/mo
Today · 4.125%
HK$59,215
baseline
▲ 0.50% · 4.625%
HK$62,818
+HK$3,603/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$118,430/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,988
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$63,651
−HK$1,686/mo
Today · 4.125%
HK$65,337
baseline
▲ 0.50% · 4.625%
HK$68,781
+HK$3,444/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$130,674/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,641
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$73,869
−HK$2,264/mo
Today · 4.125%
HK$76,133
baseline
▲ 0.50% · 4.625%
HK$80,766
+HK$4,633/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$152,266/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,699
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$81,837
−HK$2,168/mo
Today · 4.125%
HK$84,005
baseline
▲ 0.50% · 4.625%
HK$88,433
+HK$4,428/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$168,010/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,537 · Scale 2, in force from 26 Feb 2026)