LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,801
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,039
−HK$1,258/mo
Today · 4.125%
HK$42,297
baseline
▲ 0.50% · 4.625%
HK$44,870
+HK$2,573/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,594/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,278
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,466
−HK$1,204/mo
Today · 4.125%
HK$46,670
baseline
▲ 0.50% · 4.625%
HK$49,130
+HK$2,460/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,340/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,761
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,247
−HK$1,509/mo
Today · 4.125%
HK$50,756
baseline
▲ 0.50% · 4.625%
HK$53,844
+HK$3,088/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$101,512/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,134
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,559
−HK$1,445/mo
Today · 4.125%
HK$56,004
baseline
▲ 0.50% · 4.625%
HK$58,956
+HK$2,952/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$112,008/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,721
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$57,454
−HK$1,761/mo
Today · 4.125%
HK$59,215
baseline
▲ 0.50% · 4.625%
HK$62,819
+HK$3,604/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$118,430/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,989
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$63,652
−HK$1,686/mo
Today · 4.125%
HK$65,338
baseline
▲ 0.50% · 4.625%
HK$68,782
+HK$3,444/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$130,676/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,642
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$73,870
−HK$2,264/mo
Today · 4.125%
HK$76,134
baseline
▲ 0.50% · 4.625%
HK$80,767
+HK$4,633/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$152,268/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,701
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$81,838
−HK$2,169/mo
Today · 4.125%
HK$84,007
baseline
▲ 0.50% · 4.625%
HK$88,435
+HK$4,428/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$168,014/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,547 · Scale 2, in force from 26 Feb 2026)