LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,802
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,040
−HK$1,258/mo
Today · 4.125%
HK$42,298
baseline
▲ 0.50% · 4.625%
HK$44,871
+HK$2,573/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,596/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,279
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,467
−HK$1,204/mo
Today · 4.125%
HK$46,671
baseline
▲ 0.50% · 4.625%
HK$49,131
+HK$2,460/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,342/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,762
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,248
−HK$1,509/mo
Today · 4.125%
HK$50,757
baseline
▲ 0.50% · 4.625%
HK$53,846
+HK$3,089/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$101,514/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,135
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,560
−HK$1,446/mo
Today · 4.125%
HK$56,006
baseline
▲ 0.50% · 4.625%
HK$58,958
+HK$2,952/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$112,012/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,722
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,456
−HK$1,761/mo
Today · 4.125%
HK$59,217
baseline
▲ 0.50% · 4.625%
HK$62,820
+HK$3,603/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$118,434/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,991
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$63,653
−HK$1,687/mo
Today · 4.125%
HK$65,340
baseline
▲ 0.50% · 4.625%
HK$68,784
+HK$3,444/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$130,680/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,643
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$73,872
−HK$2,264/mo
Today · 4.125%
HK$76,136
baseline
▲ 0.50% · 4.625%
HK$80,768
+HK$4,632/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$152,272/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,702
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$81,840
−HK$2,168/mo
Today · 4.125%
HK$84,008
baseline
▲ 0.50% · 4.625%
HK$88,436
+HK$4,428/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$168,016/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,560 · Scale 2, in force from 26 Feb 2026)