LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,802
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,041
−HK$1,257/mo
Today · 4.125%
HK$42,298
baseline
▲ 0.50% · 4.625%
HK$44,872
+HK$2,574/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,596/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,280
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,467
−HK$1,205/mo
Today · 4.125%
HK$46,672
baseline
▲ 0.50% · 4.625%
HK$49,132
+HK$2,460/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,344/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,763
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,249
−HK$1,509/mo
Today · 4.125%
HK$50,758
baseline
▲ 0.50% · 4.625%
HK$53,847
+HK$3,089/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$101,516/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,136
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,561
−HK$1,446/mo
Today · 4.125%
HK$56,007
baseline
▲ 0.50% · 4.625%
HK$58,959
+HK$2,952/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$112,014/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,723
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,457
−HK$1,761/mo
Today · 4.125%
HK$59,218
baseline
▲ 0.50% · 4.625%
HK$62,821
+HK$3,603/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$118,436/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,992
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$63,654
−HK$1,687/mo
Today · 4.125%
HK$65,341
baseline
▲ 0.50% · 4.625%
HK$68,785
+HK$3,444/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$130,682/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,644
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$73,873
−HK$2,264/mo
Today · 4.125%
HK$76,137
baseline
▲ 0.50% · 4.625%
HK$80,770
+HK$4,633/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$152,274/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,704
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$81,841
−HK$2,169/mo
Today · 4.125%
HK$84,010
baseline
▲ 0.50% · 4.625%
HK$88,438
+HK$4,428/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$168,020/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,572 · Scale 2, in force from 26 Feb 2026)