LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,803
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,041
−HK$1,258/mo
Today · 4.125%
HK$42,299
baseline
▲ 0.50% · 4.625%
HK$44,873
+HK$2,574/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,598/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,280
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$45,468
−HK$1,205/mo
Today · 4.125%
HK$46,673
baseline
▲ 0.50% · 4.625%
HK$49,133
+HK$2,460/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,346/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,764
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,249
−HK$1,510/mo
Today · 4.125%
HK$50,759
baseline
▲ 0.50% · 4.625%
HK$53,847
+HK$3,088/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$101,518/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,137
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,562
−HK$1,445/mo
Today · 4.125%
HK$56,007
baseline
▲ 0.50% · 4.625%
HK$58,960
+HK$2,953/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$112,014/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,724
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,458
−HK$1,761/mo
Today · 4.125%
HK$59,219
baseline
▲ 0.50% · 4.625%
HK$62,822
+HK$3,603/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$118,438/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,993
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$63,655
−HK$1,687/mo
Today · 4.125%
HK$65,342
baseline
▲ 0.50% · 4.625%
HK$68,786
+HK$3,444/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$130,684/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,645
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$73,874
−HK$2,264/mo
Today · 4.125%
HK$76,138
baseline
▲ 0.50% · 4.625%
HK$80,771
+HK$4,633/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$152,276/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,705
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$81,843
−HK$2,168/mo
Today · 4.125%
HK$84,011
baseline
▲ 0.50% · 4.625%
HK$88,439
+HK$4,428/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$168,022/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,582 · Scale 2, in force from 26 Feb 2026)