LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,804
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$41,043
−HK$1,258/mo
Today · 4.125%
HK$42,301
baseline
▲ 0.50% · 4.625%
HK$44,874
+HK$2,573/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,602/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,282
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$45,470
−HK$1,205/mo
Today · 4.125%
HK$46,675
baseline
▲ 0.50% · 4.625%
HK$49,135
+HK$2,460/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,350/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,765
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$49,251
−HK$1,510/mo
Today · 4.125%
HK$50,761
baseline
▲ 0.50% · 4.625%
HK$53,849
+HK$3,088/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$101,522/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,139
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,564
−HK$1,445/mo
Today · 4.125%
HK$56,009
baseline
▲ 0.50% · 4.625%
HK$58,962
+HK$2,953/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$112,018/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,726
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,460
−HK$1,761/mo
Today · 4.125%
HK$59,221
baseline
▲ 0.50% · 4.625%
HK$62,824
+HK$3,603/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$118,442/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,995
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$63,658
−HK$1,686/mo
Today · 4.125%
HK$65,344
baseline
▲ 0.50% · 4.625%
HK$68,789
+HK$3,445/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$130,688/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,648
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$73,877
−HK$2,264/mo
Today · 4.125%
HK$76,141
baseline
▲ 0.50% · 4.625%
HK$80,774
+HK$4,633/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$152,282/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,708
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$81,846
−HK$2,168/mo
Today · 4.125%
HK$84,014
baseline
▲ 0.50% · 4.625%
HK$88,443
+HK$4,429/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$168,028/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,606 · Scale 2, in force from 26 Feb 2026)