LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,809
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,047
−HK$1,258/mo
Today · 4.125%
HK$42,305
baseline
▲ 0.50% · 4.625%
HK$44,879
+HK$2,574/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,610/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,287
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,474
−HK$1,205/mo
Today · 4.125%
HK$46,679
baseline
▲ 0.50% · 4.625%
HK$49,140
+HK$2,461/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,358/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,770
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$49,256
−HK$1,510/mo
Today · 4.125%
HK$50,766
baseline
▲ 0.50% · 4.625%
HK$53,855
+HK$3,089/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$101,532/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,144
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,569
−HK$1,446/mo
Today · 4.125%
HK$56,015
baseline
▲ 0.50% · 4.625%
HK$58,968
+HK$2,953/mo
Deposit HK$6.98M · loan HK$10.47M · min. income ≈ HK$112,030/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,732
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,466
−HK$1,761/mo
Today · 4.125%
HK$59,227
baseline
▲ 0.50% · 4.625%
HK$62,831
+HK$3,604/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$118,454/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,001
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$63,664
−HK$1,687/mo
Today · 4.125%
HK$65,351
baseline
▲ 0.50% · 4.625%
HK$68,796
+HK$3,445/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$130,702/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,656
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$73,884
−HK$2,265/mo
Today · 4.125%
HK$76,149
baseline
▲ 0.50% · 4.625%
HK$80,782
+HK$4,633/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$152,298/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,716
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$81,854
−HK$2,169/mo
Today · 4.125%
HK$84,023
baseline
▲ 0.50% · 4.625%
HK$88,452
+HK$4,429/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$168,046/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,674 · Scale 2, in force from 26 Feb 2026)