LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,812
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$41,051
−HK$1,258/mo
Today · 4.125%
HK$42,309
baseline
▲ 0.50% · 4.625%
HK$44,883
+HK$2,574/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,618/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,291
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$45,479
−HK$1,205/mo
Today · 4.125%
HK$46,684
baseline
▲ 0.50% · 4.625%
HK$49,144
+HK$2,460/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,368/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$654,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,775
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$49,261
−HK$1,510/mo
Today · 4.125%
HK$50,771
baseline
▲ 0.50% · 4.625%
HK$53,860
+HK$3,089/mo
Deposit HK$6.98M · loan HK$10.48M · min. income ≈ HK$101,542/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,149
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,574
−HK$1,446/mo
Today · 4.125%
HK$56,020
baseline
▲ 0.50% · 4.625%
HK$58,973
+HK$2,953/mo
Deposit HK$6.98M · loan HK$10.48M · min. income ≈ HK$112,040/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,737
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,471
−HK$1,761/mo
Today · 4.125%
HK$59,232
baseline
▲ 0.50% · 4.625%
HK$62,836
+HK$3,604/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$118,464/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,007
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$63,670
−HK$1,687/mo
Today · 4.125%
HK$65,357
baseline
▲ 0.50% · 4.625%
HK$68,802
+HK$3,445/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$130,714/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,662
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$73,891
−HK$2,265/mo
Today · 4.125%
HK$76,156
baseline
▲ 0.50% · 4.625%
HK$80,790
+HK$4,634/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$152,312/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,723
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$81,861
−HK$2,169/mo
Today · 4.125%
HK$84,030
baseline
▲ 0.50% · 4.625%
HK$88,460
+HK$4,430/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$168,060/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,733 · Scale 2, in force from 26 Feb 2026)