LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,815
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,053
−HK$1,258/mo
Today · 4.125%
HK$42,311
baseline
▲ 0.50% · 4.625%
HK$44,886
+HK$2,575/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,622/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$654,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,294
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$45,481
−HK$1,206/mo
Today · 4.125%
HK$46,687
baseline
▲ 0.50% · 4.625%
HK$49,147
+HK$2,460/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,374/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$654,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,778
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$49,264
−HK$1,510/mo
Today · 4.125%
HK$50,774
baseline
▲ 0.50% · 4.625%
HK$53,863
+HK$3,089/mo
Deposit HK$6.98M · loan HK$10.48M · min. income ≈ HK$101,548/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,152
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,578
−HK$1,446/mo
Today · 4.125%
HK$56,024
baseline
▲ 0.50% · 4.625%
HK$58,977
+HK$2,953/mo
Deposit HK$6.98M · loan HK$10.48M · min. income ≈ HK$112,048/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,741
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,474
−HK$1,762/mo
Today · 4.125%
HK$59,236
baseline
▲ 0.50% · 4.625%
HK$62,840
+HK$3,604/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$118,472/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,011
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$63,674
−HK$1,687/mo
Today · 4.125%
HK$65,361
baseline
▲ 0.50% · 4.625%
HK$68,806
+HK$3,445/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$130,722/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,667
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$73,896
−HK$2,265/mo
Today · 4.125%
HK$76,161
baseline
▲ 0.50% · 4.625%
HK$80,795
+HK$4,634/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$152,322/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,728
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$81,867
−HK$2,169/mo
Today · 4.125%
HK$84,036
baseline
▲ 0.50% · 4.625%
HK$88,465
+HK$4,429/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$168,072/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,775 · Scale 2, in force from 26 Feb 2026)