LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,816
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,054
−HK$1,258/mo
Today · 4.125%
HK$42,312
baseline
▲ 0.50% · 4.625%
HK$44,887
+HK$2,575/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,624/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$654,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,294
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,482
−HK$1,206/mo
Today · 4.125%
HK$46,688
baseline
▲ 0.50% · 4.625%
HK$49,149
+HK$2,461/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,376/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$654,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,779
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$49,265
−HK$1,510/mo
Today · 4.125%
HK$50,775
baseline
▲ 0.50% · 4.625%
HK$53,864
+HK$3,089/mo
Deposit HK$6.98M · loan HK$10.48M · min. income ≈ HK$101,550/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,153
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,579
−HK$1,446/mo
Today · 4.125%
HK$56,025
baseline
▲ 0.50% · 4.625%
HK$58,978
+HK$2,953/mo
Deposit HK$6.98M · loan HK$10.48M · min. income ≈ HK$112,050/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,742
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,476
−HK$1,761/mo
Today · 4.125%
HK$59,237
baseline
▲ 0.50% · 4.625%
HK$62,842
+HK$3,605/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$118,474/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,012
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$63,675
−HK$1,688/mo
Today · 4.125%
HK$65,363
baseline
▲ 0.50% · 4.625%
HK$68,808
+HK$3,445/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$130,726/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,668
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$73,897
−HK$2,265/mo
Today · 4.125%
HK$76,162
baseline
▲ 0.50% · 4.625%
HK$80,797
+HK$4,635/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$152,324/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,730
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$81,868
−HK$2,170/mo
Today · 4.125%
HK$84,038
baseline
▲ 0.50% · 4.625%
HK$88,467
+HK$4,429/mo
Deposit HK$1.75M · loan HK$15.71M · min. income ≈ HK$168,076/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,789 · Scale 2, in force from 26 Feb 2026)